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Checking Accounts

Banking solutions for real life.

There are no "one size fits all" checking accounts at Merrimack County Savings Bank. With five checking accounts to choose from, we're sure to have a checking account that makes sense for you.

Premium Plus Checking

A loyalty account for customers with a combined deposit and loan balance of $15,000 or greater.

GenGold® Checking

Checking that includes membership in the GenGold® program as well as other benefits.

Mobile Checking

For customers who travel or are on the go, regularly use their debit card, prefer eStatements and wish to earn interest. Only one Mobile Checking Account per household, please.

Senior Checking

Benefits-rich account designed for customers who are age 65 years and over.

Just Checking

If you are looking for a basic, no-frills account with low fees, consider this account.

Click here for a chart describing the benefits of our personal checking accounts.

Personal Checking Services

$5 Allowance

$5 Allowance is intended for those accidental small "oops" moments. As long as your account is not overdrawn by more than $5 on any given day, we won't charge you an overdraft fee. This service is automatic for all Merrimack customers in good standing without additional action on the customer's part.

Debit and ATM Card Protection

The safety and security of your money and your information is incredibly important to us. It's so important that we monitor your debit and/or ATM card for potential fraud 24 hours a day, 7 days a week, 365 days a year!

GenGold® Value Added Service

All personal checking customers at the Merrimack have access to GenGold® membership with a monthly fee. This unique discount program features more than 60 benefits and services and is offered exclusively by the Merrimack in this region. With special offers and discounts at local restaurants and businesses, you can save big with GenGold®. You'll also be able to protect your identity and secure your personal information with the Identity Theft and Security Center Program featuring Restoration Rescue® from GenGold®.