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Secure and Fair Enforcing Licensing Act of 2008

Title V of the Housing Economic Recovery Act of 2008, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act or Act) is intended to improve the accountability and tracking of residential mortgage loan originators (MLOs); provide protection for consumers; reduce fraud; and provide consumers with information regarding MLOs. Registration is required for Mortgage Loan Originators who work for an agency regulated institution. All Merrimack County Savings Bank MLOs are registered. Their registration numbers can be found on our website (www.themerrimack.com) or they are available from a Bank Representative upon request.

Also, the following website will provide you with information about all mortgage loan originators who are either licensed and/or registered:

www.nmlsconsumeraccess.org

Mortgage Center